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Health Insurance INR   0 INR  0
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Health Insurance

Health insurance is against the risk of bringing about medicinal expenses among individuals/group of individuals. In today’s time, even a small visit to a normal hospital may cost thousands of rupees. It is not that one can’t bear the cost of it but rather it is sensible to have your health policy to take care of your medical expenses. It is more the burden of medical expenses that kill a man instead of disease. It is checked whether a patient is assured of medical expenses being taken care by someone/not a burden on him/her, he/she gets fast recovery then generally. Financially it is constantly better to take a health policy and pay for a small premium than paying the huge hospital expense encase of sudden illness. Because of these reasons health policies have turned out to be so popular among the lower section as well. Health insurance is an agreement entered between a customer (the insured) and an insurance company (the insurer), wherein the insurer agrees to pay the insured for health care costs that might arise due to hospitalization, accident, illness, or disease.All these expenses are subject to limits defined in the contract. Health cover provide complete protection to the insured and family. One can cover your spouse, children and dependent parents from all Health worries. The Health Insurance cover can be of two types – a) General Health Insurance Cover b) Critical Illness Cover provide for critical illnesses/diseases such as heart attack, kidney failure, diabetes and cancer. Key Benefits – No medical check-up required up to the age of 60 years. The policy covers 60 days pre and 90 days post-hospitalization expenses. Get reimbursed even without undergoing hospitalization, on 141 day-care treatments. Get reimbursed for domiciliary (home) treatment under Family Floater Plans. Reimbursements of Ambulance expenses, every time you need admission to a hospital. No paper work, immediate issuance of the policy upon premium payment. No sub-limits on any disease, or hospital charges, or doctor’s fee. Cumulative Bonus for every claim-free year up to maximum 50% of sum insured. Income Tax Benefit under Section 80D of the Income Tax Act. disease Eligibility – We offer the Health Insurance policy for all ages between 3 months – 65 years.

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Life Insurance INR   0 INR  0
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Life Insurance

Life Insurance fills double need – not just it gives financial protections to the family members in case of premature death of earning member yet additionally gives long term saving for your financial and retirement plan. Life insurance policy is an agreement regularly between an individual (called the insured) and the insurance agency (called the insurer), where the insurance company promises to pay a total of cash to the insured’s nominee, in the event of the insured’s death. Advantages of Life Insurance life-insurance High cover at low premiums Better Understanding of your needs A dedicated team to handle your Claims Better Fund Management Timely Reminders and collection of Renewals For Individuals For Corporate ENDOWMENT POLICIES GROUP TERM POLICY MONEY BACK POLICIES GRATUITY POLICY TERM POLICIES KEY-MAN POLICY WHOLE LIFE POLICIES EMPLOYER- EMPLOYEE POLICY CHILD POLICIES ANNUITIES AND PENSIONS POLICIES SINGLE PREMIUM POLICIES

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Miscellaneous Insurance INR   0 INR  0
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Miscellaneous Insurance

Surakshahub provides coverage for companies and firms, against loss of property through fire and other perils. It protects not only property but everything that is associated with it through our products – like Plate Glass, Contractors All Risk Insurance, Industrial All Risk Insurance, Baggage, Money and the all encompassing – Business Suraksha package. miscellaneous We offer protection against a broad range of risks on your business property / premises. The key products offered in the Indian market are as follows: Burglary – The policy provides coverage against burglary, theft including hold-up risk and damage caused to interest covered. Consequential Loss – Fire – This policy covers you for the losses you incur from disruption to your business following a fire. Business Suraksha – This is a unique package policy which provides choice of all type of covers under one Package Policy. Contractors Plant & Machinery – The policy provides the hassle-free way to protect loss or damage to machinery, equipment and tools used for construction due to an accident arising out of external perils. Contractors All Risk – The comprehensive policy covers the contractor/principal from physical loss or damage to property, plant, machinery and tools, project items /works brought on to the site and temporary works erected on-site, as well as third party liability related to work conducted on the site. Electronic Equipment – The policy covers the assets so vital to keeping your business functioning smoothly – your electronic equipment and data. Erection All Risk – The policy provides comprehensive coverage against storage, assembly/erection, testing and commissioning of the facility, new green field projects or dismantling and re-constructing it. Fidelity Guarantee – This policy covers monetary loss sustained as a result of act of fraud or dishonesty committed by the employees while performing their duties. Fire & Special Perils – This Policy protects you from financial losses arising out of “Named Perils” Industrial All Risk – This is a Comprehensive Package Policy which provides cover against unforeseen circumstances including accidental damage to the property, which a large industry may face during its operation. Machinery Breakdown – This Insurance covers accidental, electrical and mechanical breakdowns of machinery and equipment as a result of internal and external causes. Money Insurance – The policy broadly covers loss of money in transit by the insured or insured’s authorized employee(s) or money held in safe in the Insured’s premises. Neon Sign – This Policy covers loss or damage to Neon sign by accidental external means, fire, lightning, external explosion, theft or malicious act. Plate Glass Insurance – The policy covers accidental breakage of glass used in the facade or interiors of the building at the Insured’s premises. Portable Electronic Equipment Insurance – The policy provides all risk coverage to portable equipment while being carried around, whilst in storage, use, including accidental damage, breakdown and fire and allied perils.

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